The reliability of our project � sale of tokens through exchanges that have already earned credibility on the
crypto market. They thoroughly check issuers who want to launch IEO and approve only a small part of applications.

FinWhaleX tokens will be sold at the following sites:

P2P � this is peer-to-peer lending, in which the loan is
provided by private investors at an agreed interest rate.
Banks and MFIs are not involved in the chain, which
greatly facilitates the achievement of results.

Studies of relevant organizations speak in favor of
further scaling this area:

A report published by Allied Market Research in March
2017 indicates that the peer-to-peer lending market
will reach 460 billion USD by 2022, increasing by
an average of 51.5% per year.
                                       
The Adroit Market Research study dated May 8, 2019
showed that the capacity of the global market for P2P
lending in 2017 was estimated at 231 billion USD with
a potential of threefold increase
over the next 8 years (until 2025 .)

This type of lending is gaining momentum, more and
more P2P sites are emerging, the volume of
transactions is growing. This suggests that investing in
such a business is currently one of the most profitable
and low-risk ones.

The FinWhaleX P2P platform is equally beneficial for all process participants.

BORROWER

A great option for those who do not want to get involved with banks and MFIs .
Loan processing through our platform is:

Suitable for those who want to increase their income without spending a lot of time and effort on finding options.
Providing a loan through our platform is:

The best option for those who are aware of the potential of the crypto market and lending.
Acquiring our platform tokens is:

Liquidity provider

Simplified the cryptocurrency trading
process and made it more profitable
for each side of the process.

Virtual card

Digital assets are connected to a
virtual card in the application, they
can be calculated in 40+ million
terminals around the world.

Mobile app

Work with the platform is carried
out via a smartphone without the
need to issue
paper requests.

We work around the world

The platform is not limited to
one region, it is available for
use in different countries.

Justification

Registered in Singapore, obey
laws and monitor compliance
with international standards to
prevent illegal activities.

Ease of use

Currency conversion is performed
within the platform, enabling
borrowers and lenders to use
their preferred currency.

Each member of the team is a specialist with extensive experience, fully immersed in this area.
Only concerted action helped us achieve such a high level and reach IEO.

Vladimir Egorov
CO-FOUNDER CEO

18 years in leadership positions. In 5 years
the financial sector in the field of loans and
investments. From the management of micro
financial services company to build from
scratch a network of online pawn shops.

Artur Vartanyan
CO-FOUNDER COO

More than 14 years in the of information
technology. Development and implementation
of the first public services in the Russia.
Automation of a large number of Telecom
and financial companies in their industries.

Aldar Sandanov
CO-FOUNDER COO

From 2008 to 2016, he headed the IT
Department at Promregionbank. He was
responsible for the current operations of all
Bank�s information systems, involved in
creating the IT development and
security strategy.

Viktor Egorov
CFO

Over 13 years of experience in leadership
positions. 10 years in sales, 3 years in the
financial sector in the field of loans and
investments. Achievement of leading
positions at the head of departments.

Paddy Tan
CSO

Founder at InterVentures Asia. He is armed
with vast experience in identifying startups
from an idea to mentoring, funding
and acquisition stage.

Glen Liu
BUSINESS DEVELOPMENT (SEA)

CEO at BlackBox labs. Glen engages clients
on multiple strategic levels, providing them
with network access and digital solutions
required to deploy and commercialize
businesses.

Andrei Ivanov
BUSINESS DEVELOPER

Over 14 years of experience in leadership
positions. Development Planning and
Optimization of the company's expenses.
The increase in sales of related services.
The interaction of government agencies.
Achieving high levels in the market of
his companies from scratch.

Anastasia Leina
HEAD OF PR/IR

In advertising for more than 10 years:
from the designer of the printing and
fashion industry to the financial sector.
Advertising Department of the financial
organization for 5 years.

Kirill Kvan
PROJECT MANAGER

Over six years of experience in Internet
marketing. He has an excellent track
record, including over 100 successful
advertising campaigns for ForteBank,
Tutti Frutti Frozen Yogurt, GoodProject.kz,
and many other companies.

Mikhail Vinertsev
FULL-STACK DEVELOPER

From 2011 to 2016, he worked at
Promregionbank. He started as an IT
department specialist and later was
promoted to the Head of the IT
Department. 5 years of experience
in blockchain development.

Alexey Pronin
FULL-STACK DEVELOPER

In 2014, he joined Synthesis of
Intelligent Systems as a front-end
developer. He is fluent in a number
of languages such as HTML, C#, PHP,
JavaScript, and NodeJS.

Aleksandr Bragin
FULL-STACK DEVELOPER

He graduated from the Institute of
Energy (Tomsk Polytechnic University)
with a degree in Electrical Power
Engineering and Electrical Engineering.
From 2014, he worked as an front-end
developer for the R70 Web Studio.

Igor Sakovich
ANDROID/IOS DEVELOPER

Extensive experience developing
mobile applications for Android / iOS,
as well as more than a year of
experience with Flutter. He is fluent
in programming languages Java, Kotlin,
Swift, Objective-C, Dart.

Aleksey Afonin
UI/UX DESIGNER

The main directions in the projects are
corporate portals, web aggregators,
financial dashboards, monitoring
analytical systems.

If your project goes bankrupt, and I lose money
Excluded. The market for P2P lending will only grow, this is confirmed by studies of reputable organizations,
so our project will scale up, bringing you a steady income.

If your platform is hacked, the money will go not to the borrowers and creditors, but to the left accounts?
The platform is protected by the blockchain system, transactions are carried out through smart contracts.
This is the highest level of protection that exists at the moment.

If criminal groups just launder money through your platform
We comply with international standards for combating criminal activity, carefully check each participant
according to an approved protocol and do not allow those whose integrity we have any doubts to the platform.

If your IEO is the only way to collect money and escape
It is unprofitable for us. In order to be able to implement tokens through the exchange, we passed a rigorous
check of counterparties. Violation of agreements will lead to the loss of reputation
that we have developed over the years.

I need more information about your project to make a decision.
We give everyone the opportunity to download and study the full range of documents: White paper, technical
documentation and business model. In addition, you can ask us your questions directly – answer to any.