However it has planned exchange listing may 15, one year after ico, this was done to avoid be seen as security as its a US company. Alex Mashinsky , its billionaire and multientrepeneur CEO (more then 3 billion in exits) has stated it will be on one of the top 3 exchanges. This will be announced on consenus where Alex the ceo is a speaker.
Utility will come in action in same timeframe, driving demand.
Fundamentals: Currently has 100 mn usd in deposits, more then 1 billion usd already done in lending, aiming for 200 mn deposits and 2 bn in lending this year. Good luck and DYOR!